El Valerio Group
This group has 9 members: 8 women and 1 man. The names of the group's members are as follows:
1.-Concepcion, J. D. J. - 48 years old
2.-Cristina C. R. - 51 years old
3.-Beatriz S. J. - 22 years old
4.-Patricia J. C. - 33 years old
5.-Celedonia J. S. - 46 years old
6.-Mariela J. J. - 24 years old
7.-Felipa G. S. - 23 years old
8.- Maria E. C. - 45 years old
9.-Arnulfo U. B. - 52 years old
The members tell us that they have known each other for years. They are all hard workers and they have businesses that they carry out every day. They are all neighbors.
The lady in charge of this group is called Mariela. Mariela is a leader of her community. Many people follow her and support her suggestions regarding the community. Mariela's business is selling clothes on credit. Instalments can be paid weekly or fortnightly, depending on the preference of her customers. The difficult thing about Mariela's business is that she has to walk from house to house offering her clothes for sale and she also has to trust her customers because nobody pays cash. Her goal is to set up a clothes store which wiil be better as it means she won't get so tired. Through her clothes business, Mariela makes enough money to buy food and clothes for her children. Mariela helps her husband with their expenses so that they can get ahead in life. She has 2 children: 1 boy and 1 girl. The children are studying in kindergarten and elementary school. Mariela has been married for 8 years. She lives with her husband in her own home and her husband's business is selling plastic products.
1.-Concepcion, J. D. J., 48 años D. edad
2.-Cristina C. R., 51 años D. edad
3.-Beatriz S. J., 22 años D. edad
4.-Patricia J. C., 33 años D. edad
5.-Celedonia J. S., 46 años
6.-Mariela J. J., 24 años edad
7.-Felipa G. S., 23 años
8.- Maria E. C., 45 años D. edad.
9.-Arnulfo U. B., 52 años D. edad.
Los integrantes nos comenta que tienen años D. conocerse y todos son trabajadores y tienen una actividad que realizar diario, son vecinos, la encargada del grupo se llama Mariela, la señora Mariela es líder en su comunidad mucha gente la sigue y apoya propuestas que tenga referente a su comunidad, Doña Mariela se dedica a vender ropa en abonos, los abonos son semanales o quincenales dependiendo como los clientes D. doña Mariela gusten, lo difícil del negocio D. doña Mariela es que tiene q caminar casa por casa ofreciendo la ropa y además fiarla, porque D. contado nadie paga, la meta que quiere alcanzar es poner un local D. ropa para que le vaya mejor y no se canse tanto, del mismo negocio D. ropa sale para comprar la comida o ropa para sus hijos etc. Doña Mariela ayuda a su esposo con los gastos para que juntos salgan adelante. Doña Mariela tiene 2 hijos un niño y una niña, estudian el kínder y la primaria, tiene 8 años D. casada, vive con su esposo en casa propia y su esposo se dedica a vender plásticos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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