Los Ositos Group
The 'Los Ositos' (Little Bears) group has 8 members: 7 women and 1 man. All of the members are neighbors and friends. The main business activity carried out in this community is raising livestock (pigs, sheep, cows and poultry). The mode of transportation continues being horses. Although the truck does pass through it isn't very frequent.
The names of the members of this group are as follows:
1.-Herminia C. U. - 39 years old
2.-Antonia C. C. - 58 years old
3.-Consuelo P. U. - 58 years old
4.- Catalina U. C. - 51 years old
5.-Sandra García H. - 28 years old
6.-Rocio S. R. - 32 years old
7.-Leonardo C. C. - 33 years old
8.-Ana Maria F. C. - 35 years old
The members of this group gave themselves the name 'Los Ositos' (Little Bears) because they didn't know what name to give their group and the names they chose were already taken by other groups. One of the member's daughters would bring with her a teddy bear that she would cuddle and so they gave their group this name.
The group's representative is Rocio. Rocio tells us that the members of her group have known each other for years and they have worked together before. She tells us that they are all trustworthy and hard-working people. They need financial help to get ahead in life. All the members of her group raise livestock which they fatten and then sell. Her business is buying and selling lambs. She also has a small store in her home where she sells soft drinks and also some candy and cookies. She raises turkeys and horses. She has a little of everything which helps her to cover her household expenses.
Rocio tells us that it is becoming hard to feed her animals because the pasture will be finished soon and they have to buy. She tells us that the loans help her a lot because she can buy the animals she wants for cash and this makes her more profit because she can acquire them more cheaply. She raises the animals and fattens them herself. Rocio is married and has been living with her husband in their own home for 15 years. She has 4 children. Two of her children are in school and the other two are still too young for school. Rocio's husband works in Mexico City because he couldn't find work near home. He comes home to visit his family every week or fortnight.
1.-Herminia C. U. de 39 años de edad
2.-Antonia C. C. de 58 años de edad
3.-Consuelo P. U. de 58 años de edad
4.- Catalina U. C. de 51 años de edad
5.-Sandra García H. de 28 años de edad
6.-Rocio S. R. de 32 años de edad
7.-Leonardo C. C. de 33 años de edad
8.-Ana Maria F. C. de 35 años de edad
Los integrantes del grupo desidieron llamarse así porque no sabian como ponerse y los nombres que elegian ya los tenian otros grupos, y una hija de un integrante traia un oso de peluche abrazando por eso se llamaron de esa manera el grupo.
La representante del grupo es la señora Rocio, doña Rocio nos cuenta que su grupo lleva años de conocerse y ya habian trabajado juntos antes, nos dice que todos son personas confiables y trabajadores por esa razon necesitaban la ayuda economica para salir adelante y echarle ganas, todo su grupo se dedica a la cria de animales de engorda para venderlos, su negocio es compra-venta de borregos, tambien tiene una pequeña tienda en su misma casa de refrescos y algo de dulces y galletas, cria pollos guajolotes y caballos tiene un poco de todo que le ayuda a ir saliendo con los gastos en su casa adelante. doña Rocio nos comenta que se le hace dificil darles de comer a los animales porque la pastura se acaba pronto y tinen que comprar, nos dice que el prestamo le ayuda mucho ya que puede comprar los animales que quiere alcontado y hay mayores ganancias porque los dejan mas baratos y ella misma los cria y los engorda, doña Rocio es casada ya tiene 15 años viviendo con su esposo en casa propia, tiene 4 niños, dos niños estudian y dos mas estan pequeños todavia no van a la escuela, el esposo de doña Rocio trabaja en la ciudad de México porque no encontro trabajo cerca de su casa, viene cada 8 o 15 dias a visitar a su familia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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