Check out some available loans that are similar to this one!
Los Ositos Group
In this Group: Herminia , Antonia, Consuelo , Catalina, Sandra, Rocio, Leonardo, Ana Maria
The following group is located in the community of Yondesé del Cerdero, San José del Rincón. It is a community of very limited economic resources. The community has been paved through a little bit of work which was carried out by the town authorities but before it was just dust and loose sand. The houses are mainly made of adobe and many are also made from wood. The people do not know how to read, except the children who attend school. Most of the community is still just sand as the only bit that was paved was the main road. The people are very simple, humble, kind and polite. They haven't lost the good manners that they had in the past.

The 'Los Ositos' (Little Bears) group has 8 members: 7 women and 1 man. All of the members are neighbors and friends. The main business activity carried out in this community is raising livestock (pigs, sheep, cows and poultry). The mode of transportation continues being horses. Although the truck does pass through it isn't very frequent.

The names of the members of this group are as follows:
1.-Herminia C. U. - 39 years old
2.-Antonia C. C. - 58 years old
3.-Consuelo P. U. - 58 years old
4.- Catalina U. C. - 51 years old
5.-Sandra García H. - 28 years old
6.-Rocio S. R. - 32 years old
7.-Leonardo C. C. - 33 years old
8.-Ana Maria F. C. - 35 years old

The members of this group gave themselves the name 'Los Ositos' (Little Bears) because they didn't know what name to give their group and the names they chose were already taken by other groups. One of the member's daughters would bring with her a teddy bear that she would cuddle and so they gave their group this name.

The group's representative is Rocio. Rocio tells us that the members of her group have known each other for years and they have worked together before. She tells us that they are all trustworthy and hard-working people. They need financial help to get ahead in life. All the members of her group raise livestock which they fatten and then sell. Her business is buying and selling lambs. She also has a small store in her home where she sells soft drinks and also some candy and cookies. She raises turkeys and horses. She has a little of everything which helps her to cover her household expenses.

Rocio tells us that it is becoming hard to feed her animals because the pasture will be finished soon and they have to buy. She tells us that the loans help her a lot because she can buy the animals she wants for cash and this makes her more profit because she can acquire them more cheaply. She raises the animals and fattens them herself. Rocio is married and has been living with her husband in their own home for 15 years. She has 4 children. Two of her children are in school and the other two are still too young for school. Rocio's husband works in Mexico City because he couldn't find work near home. He comes home to visit his family every week or fortnight.
View original language description ↓
El siguiente grupo está ubicado en la comunidad de Yondesé del cedero, San Jose del rincon, la comunidad es de escasos recursos economicos, ahora se ve ya pavimentada con un poco de obra publica realiza por las autoridades del municipio pero antes era puro polvo arena suelta, las casas son en su mayoria de adobe y muchas mas de madera, la gente no sabe leer a exepción de los niños que van a la escuelas, todavia la mayor parte de la comunidad es arena pues lo unico pavimentado es la carretera principal, la gente es muy sencilla humilde, atenta y educada no pierde las buenas costumbres que se tenian antes, el grupo de "Los Ositos" lo integran 8 personas 7 mujeres y 1 hombre, todos ellos vecinos de la comunidad y amigos, sobre la actividad economica realizada en esta comunidad es la cria de animales, (puercos, borregos, caballos reces y aves), el transporte sigue siendo el caballo, aunque si pasa el camion pero no muy seguido, los nombres de las personas que integran el grupo son los siguientes:
1.-Herminia C. U. de 39 años de edad
2.-Antonia C. C. de 58 años de edad
3.-Consuelo P. U. de 58 años de edad
4.- Catalina U. C. de 51 años de edad
5.-Sandra García H. de 28 años de edad
6.-Rocio S. R. de 32 años de edad
7.-Leonardo C. C. de 33 años de edad
8.-Ana Maria F. C. de 35 años de edad

Los integrantes del grupo desidieron llamarse así porque no sabian como ponerse y los nombres que elegian ya los tenian otros grupos, y una hija de un integrante traia un oso de peluche abrazando por eso se llamaron de esa manera el grupo.
La representante del grupo es la señora Rocio, doña Rocio nos cuenta que su grupo lleva años de conocerse y ya habian trabajado juntos antes, nos dice que todos son personas confiables y trabajadores por esa razon necesitaban la ayuda economica para salir adelante y echarle ganas, todo su grupo se dedica a la cria de animales de engorda para venderlos, su negocio es compra-venta de borregos, tambien tiene una pequeña tienda en su misma casa de refrescos y algo de dulces y galletas, cria pollos guajolotes y caballos tiene un poco de todo que le ayuda a ir saliendo con los gastos en su casa adelante. doña Rocio nos comenta que se le hace dificil darles de comer a los animales porque la pastura se acaba pronto y tinen que comprar, nos dice que el prestamo le ayuda mucho ya que puede comprar los animales que quiere alcontado y hay mayores ganancias porque los dejan mas baratos y ella misma los cria y los engorda, doña Rocio es casada ya tiene 15 años viviendo con su esposo en casa propia, tiene 4 niños, dos niños estudian y dos mas estan pequeños todavia no van a la escuela, el esposo de doña Rocio trabaja en la ciudad de México porque no encontro trabajo cerca de su casa, viene cada 8 o 15 dias a visitar a su familia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 5
    View loans »
    Mexico Loans Fundraising
  • $17,294,525
    Funds lent in using Kiva
  • 12.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Ositos Group's $3,025 loan helped a member to invest in lambs.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 1, 2011
Listed
Feb 8, 2011
Currency Exchange Loss:
Possible
Ended:
Jun 15, 2011