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Tam T. P. is 51 years old, has one son and lives in the hamlet of Pho Cho. She makes a living by running a small restaurant where she serves Pho, a very popular local delicacy in Vietnam. She opened her restaurant in 2003, one year before securing her first loan from our organization. She used that loan to buy a refrigerator to keep her beef fresh. Since that time, she has received six additional loans and used each effectively to expand her business. She now earns 3,000,000 VND in profit every month from her work. She is committed to continue repaying loans on time and has applied for a new one, for 8,066,000 VND, to buy the equipment she needs to improve and expand her restaurant.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 100
    View loans »
    Vietnam Loans Fundraising
  • $14,461,025
    Funds lent in using Kiva
  • 19,495.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Tam to buy equipment to improve and expand her restaurant.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 17, 2011
Feb 8, 2011
Currency Exchange Loss:
Feb 20, 2012