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Raúl Alberto
Sr. Raúl Alberto C. B. has worked for a company in the town of Granada, Department of Granada, for the past eleven years as a well operator. The income he earns is used to cover the expenses of his wife and children.

Sr. Raúl wants to repair his home, so he has visited the offices of CEPRODEL to request a loan in order to make these improvements and provide for the welfare of his family.

Sr. Raúl is anticipating the winter season and wants his family to live in conditions that will prevent them from getting sick.

View original language description ↓
En el Municipio de Granada, del Departamento de Granada, labora desde muy temprano el señor Raúl Alberto C. B. como Operador de Pozo desde hace once años en una empresa que se encuentra ubicada en esa misma localidad. Con este ingreso que posee este señor es que costea los gastos de su esposa y su hijo.

El anhelo que tiene este señor que el de mejorar su casa de habitación y por tal razón visita las oficinas de CEPRODEL para solicitar un crédito y realizar Mejoramiento de vivienda, y de esta forma contribuir al bienestar de su familia.

Este señor se está anticipando a la época de invierno y quiere que su familia tenga todas las condiciones para que no se enfermen en esta temporada.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Raúl Alberto home improvements.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 31, 2011
Feb 10, 2011
Currency Exchange Loss:
Nov 8, 2012