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Juan José
Mr. P. L. has been employed as a Well Operator, by a firm called ENACAL, located in the town of Granada, Granada department, for three years. He is currently in a relationship and has four dependents.

Because his dream is to gradually improve his house he approached the Ceprodel offices to request a home improvement loan thus making his dream come true. He does this with the end in mind that his family has a proper roof and living conditions.
View original language description ↓
El señor P. L. tiene tres años de laborar en una empresa de nombre ENACAL que está ubicado en el Municipio de Granada, del Departamento de Granada como Operador de Pozo, actualmente es acompañado y dependen de él cuatro personas.

Como es un sueño que tiene el ir mejorando su casa esta señor se acerca a las oficinas de Ceprodel a solicitar un crédito para realizar Mejoramiento de Vivienda y de esta forma satisfacer o cumplir sus sueños esto lo hace con el fin de que su familia tenga un techo digno y con las condiciones que ellos necesitan.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Juan José for home improvement.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jan 31, 2011
Feb 7, 2011
Currency Exchange Loss:
Jul 14, 2012