Lorn R., 38, is a local farmer who lives in the province of Kompong Cham. Lorn R. can earn about $1.75 per day. Her husband is a 38-year-old farmer who also assists her in the farming business, making an average profit of $1.75 also. They have four single children; three of whom are still studying in the local school while the other one works with her aunt as a mobile phone seller in the Poiy Pet City. Lorn R. is applying for a loan to hire a machine to plow farmland and to pay for harvest costs of previously hired domestic laborers.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.