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Fátima Maribel
Mrs. Fatima Maribel Garcia P. is an active employee of the Ernesto Che Guevara Public School, located in villa del Carmen. She has been a teacher for twenty three years in this school. she is married and she has two school-aged children. She has had seven past loans with Ceprodel (Kiva Field Partner) and each one has been invested in the purchase of construction materials, such as sand, cement, rocks, gravel, construction blocks, etc., which were used to expand and improve her house. The loans granted through Ceprodel have been a great help and through them she has improved her quality of life and that of her family.
View original language description ↓
La Sra. Fátima Maribel G. P. ella es trabajadora activa del Colegio Público “Ernesto Che Guevara” de Villa el Carmen desempeñándose como Docente tiene Veinte y tres años de trabajar para esta institución como docente de la educación, es casada actualmente tiene dos hijos en edad escolar. Ha tenido siete créditos con CEPRODEL y cada uno los ha realizado para la compra de materiales de construcción como Arena, Cemento, Piedra, Piedrín, Bloques etc. Para ampliar y mejorar su casa de habitación, los cuales los créditos con ceprodel le ha beneficiado en gran manera ya que de esta manera ella ha mejorado su condición de vida de ella y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Fátima Maribel to purchase construction materials.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 28, 2011
Feb 7, 2011
Currency Exchange Loss:
Nov 16, 2012