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Katty  Cecibel
In the neighborhood of Santa Clara in the city of Manta, there are beautiful beaches that are visited year round by foreign and domestic tourists. Manta is one of the most important ports of the country and in the Americas. It is located along the Pacific. This is where the Communal Bank “Mujeres Activas” (Active Women) meet every fifteen days.


This is Sra. Katty. She is 22 years old, married, and has two children (a two year old and another who was born 19 days ago). Her husband is a taxi driver.


Katty works at a tollbooth on the road between Manta and Portoviejo. She also sells Yanbal products (a line of beauty products, cosmetics, perfumes, and accessories for women). Katty works every day in her spare time. She offers her products on credit and collects payments weekly or every two weeks according to the needs of her customers. The products are shipped to her home. Katty says that she has been in this business for four years. Despite the competition, she is doing well and her customers prefer to buy from her.


This loan will be used to buy perfumes, crèmes, and cosmetics. Katty is in her second loan cycle with the Communal Bank and enjoys the fact that the loans have been easy to access. Her dreams include having her own house since she currently lives in the home of her in-laws.

View original language description ↓
En EL Barrio Santa Clara de la ciudad de Manta, conocido por sus hermosas playas que son muy visitadas en toda época del año por turistas nacionales y extranjeros, es uno de los puertos más importantes del país y de América y está situado a orillas del Pacifico, cada 15 días se reúne el Banco Comunal Mujeres Activas.

Aquí conocimos a la señora Katty ella tiene 22años de edad, está casada y fruto de esta relación tiene dos hijos de tres años y de 19 días de nacido. Su marido es taxista.

Trabaja en la estación de peaje en la ruta Manta Portoviejo, pero también se dedica al comercio, vende productos Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja todos los días en sus ratos libres, deja sus productos a crédito y cobra cada semana o cada quince de acuerdo a lo que quieran sus clientes. Sus productos los recibe en su casa y nos cuenta que lleva en este negocio por cuatro años y que a pesar de la competencia le va muy bien ya que sus clientes la prefieren por su forma de ser.

Este crédito es para comprar perfumes, cremas y cosméticos. Este es el segundo ciclo en el Banco Comunal y le gusta porque los créditos son muy fáciles para hacer. Sus sueños son tener su propia casa ya que vive en casa de los suegros.

About Ecuador

  • $10,200
    Average annual income
  • 16
    View loans »
    Ecuador Loans Fundraising
  • $22,837,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Katty Cecibel purchase perfumes, crèmes, and cosmetics.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 31, 2011
Listed
Feb 8, 2011
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2011