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Mónica Elizabeth
The communal bank "Mujeres Activas" meets every 15 days in the Santa Clara neighborhood of the city of Manta. This city is known for its beautiful beaches that are visited in every season of the year by national and international tourists, and for being one of the most important ports in the country and in America.

Here we meet Monica, who is 24 years old, single, and lives in her parent's house with her parents and a younger sister. This is her 2nd loan cycle with the communal bank, and she likes it because through the loans she has managed to make progress with her business.

She works for the provincial government, but she also has a business selling seasonal clothing and Avon and Yanbal products (beauty products such as cosmetics, perfumes and accessories for women.) She works every day in her free time, distributing her products on credit and collecting every week or 15 days, according to the wishes of her customers. She receives her products in her house, and goes to buy the clothing in Guayaquil.

This loan is to buy perfumes, creams, cosmetics and seasonal clothing such as bathing suits, shorts, T-shirts, and other items. She dreams of someday having a boutique.
View original language description ↓
En EL Barrio Santa Clara de la ciudad de Manta, conocido por sus hermosas playas que son muy visitadas en toda época del año por turistas nacionales y extranjeros y por ser uno de los puertos más importantes del país y de América, cada 15 días se reúne el Banco Comunal Mujeres Activas.

Aquí conocimos a Mónica, ella tiene 24 años de edad, esta soltera y vive en casa de sus padres, en la cual vive con sus padres y una hermana menor. Esta desde el segundo ciclo en el Banco Comunal y le gusta porque a través de los créditos ella ha podido sacar su negocio adelante.

Trabaja para el Gobierno Provincial, pero también se dedica al comercio vende ropa de temporada y productos Avon y Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja todos los días en sus ratos libres, deja sus productos a crédito y cobra cada semana o cada quince de acuerdo a lo que quieran sus clientes. Sus productos los recibe en su casa y lo que es ropa la manda a comprar a Guayaquil.

Este crédito es para comprar perfumes, cremas, cosméticos y ropa de temporada como trajes de baños, bermudas, camisetas entre otras. Sus sueños son tener una boutique.

About Ecuador

  • $10,200
    Average annual income
  • 25
    View loans »
    Ecuador Loans Fundraising
  • $22,853,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Mónica Elizabeth to buy perfumes, creams, cosmetics, and seasonal clothing such as: bathing suits, T-shirts and shorts.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 31, 2011
Listed
Feb 6, 2011
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2011