Grupo Brisas 1 & 2 Group
Francisca’s family is maD. up of her three children and their parents. They live in a rented home, which is a simple structure maD. of wood. This mother has been very dedicated to her work. She does this to help her children be able to get ahead, become professions, get an education, and form their own families. Her most difficult challenge has been always working to bring in extra income for her family.
Francisa’s business is selling bacon and pork. She prepares the meat in order to sell for a better price and to be able to save more. She has been engaged in this business activity for two years. She tells us that she started thanks to motivation from some friends and some money that she was able to get together with her husband. Then she was able to apply for loans from Esperanza, and she was able to invest. Francisca has now had three loans with Esperanza Internacional. She is very grateful because she has been able to move forward, and she has been able to invest in her business. She will use this new loan to buy several pounds of bacon and pork.
Her story is being used to represent the other members of her group. Her story also represents Esperanza’s other clients, the Haitians (most of whom have immigrated to the Dominican Republic from Haiti, some of them recently) as much as the Dominicans. They generally live in very poor communities. This zone, like a lot of other zones with scarce resources in the Dominican Republic, lacks potable water and steady electricity.
Francisca posee una familia conformada por su 3 hijos y sus padres. En una vivienda alquilada construida en una estructura simple D. madera. Esta madre ha sido muy dedicada en su trabaja con L. finalidad D. ayudar a sus hijos a salir adelante, siendo profesionales, educados y que puedan formar sus propias familias. Sus desafíos más difíciles han sido trabajar siempre para llevar ingresos extra a su familia.
El negocio D. Francisca es ventas D. tocino y carne D. cerdo, las cuales elL. prepara para vendarL. a un mejor precio y se puedan conservar mas, lleva 2 años realizando esta actividad D. negocio y nos cuenta que inicio gracias a L. motivación D. algunos amigos, y D. un dinero que pudo conseguir junto a su esposo, luego pudo aplicar a los prestamos D. Esperanza pudiendo invertir. Francisca ha tomado ya 3 prestamos con Esperanza Internacional, y se siente muy agradecida por que con los préstamos a podido avanzar y poder invertir en su negocio. Este nuevo préstamo será invertido en L. compra D. varias libras D. tocino y carne D. cerdo.
Su historia está siendo usada para representar a los demás miembros D. su grupo y a los clientes D. Esperanza, tanto los haitianos (quienes en su mayoría ha emigrado hacia L. República Dominicana desD. Haití, algunos D. ellos recientemente) y los dominicanos, quienes por lo general viven en comunidades muy pobres, esta zona, como muchas otras zonas D. escasos recursos en L. República Dominicana, carecen D. agua potable y energía eléctrica constante.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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