Kashunju S. is an individual client from Kyenjojo. He is 32 years old and married with three children. S. has a timber sales business in Bonoga trading centre — a business he has managed for over two years. He is able to make 40,000/= as weekly profits dealing mostly with locals who are his loyal customers. He also owns a motorcycle that he rides sometimes for business and this contributes to his income. He started his business using his savings from the Saving and Credit organizations. He describes himself as an achiever and hopes to expand his business further.