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A married woman and the mother of three, she runs a small bakery, preparing beignets and corn porridge. She is in this business for 20 years and already had one loan, which she repaid successfully. In order to bolsert her business, she would like to try a second loan, planning to purchase the following: one bag of rice, one bag of sugar, one bag of flour, one 25-liter jug of oil, salt, kindlewood, packs of yeast and flavorings.

Her revenues before the first loan used to be 35,000 West African francs per day. After upgrading the quality of her services, she now earns 60,000 francs. Her main goal is to become a flour importer, as she knows this business well, in order to support higher education for her children and nephews in the future. Her friends and family encourage her in this work.
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Femme marié, mère de 3enfants exerçant la petite pâtisserie fabrique des beignets et bouillie de mais.
Elle est dans ce commerce depuis 20ans et avait déjà bénéficié du premier prêt qu’elle a remboursée avec succès.

Pour améliorer son activité, elle veut tente une deuxième expérience avec le prochain prêt et veut acheter ce qui suit :
1 sac de riz, 1 sac de sucre, 1 sac de farine, 1bidon de 25litres d’huile, sel, Fagot de bois, paquets de levure pâtissière et les arômes.
Ses revenus avant le premier prêt étaient de 35000F par jour, avec l’amélioration de la qualité de ses services, elle a des revenus de 60000F maintenant.
Son objectif principal est d’importer de la farine car elle maitrise bien ce domaine afin de soutenir à l’avenir les études supérieures des ses enfants et neveux.
Elle est encouragé par son entourage pour cet activité.

Additional Information

More information about this loan

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

Please note that this Field Partner does not meet all of the minimum criteria for partnership with Kiva. HOPE Congo is a start-up MFI that is being fully backed by the HOPE International with an institutional guarantee. Because Kiva lenders are fully protected against institutional failure by the guarantee agreement, Kiva felt it was appropriate to override our minimum criteria in order to access this new market.

About Congo (Rep.)

  • $2,250
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,177,650
    Funds lent in using Kiva
  • 481.1
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Marie-Jeanne purchases: a bag of flour, a bag of rice, a jug of oil , a bag of sugar, yeast, a bag of [dry] milk, kindlewood, flavorings.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 2, 2011
Feb 7, 2011
Currency Exchange Loss:
Jul 15, 2011