The young woman in the photograph is Im A., age 26, who lives in the province of Kompong Cham, which is the best territory for farming. Im A. is a married woman who is devoted to her two young children who attend school and depend on her care.
Im A. owns a piece of farmland that she inherited from her grandparents over six years ago. Besides her farming business, Im A. raises a few pigs in the cage behind her house in order to earn extra profits to support her family. Her husband is a local farmer. This is the dry season and Im A. wishes to grow her crop in the dry season rice field, but she lacks money to make it possible. In order to solve this problem, Im A. has decided to ask for a loan from Kiva to purchase fertilizer and seed for planting. With the rest of the funds, she will use it to buy a few sacks of pig feed for the pigs she is raising.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.