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Nazira's Group
In this Group: Nazira , Tynys, Uzen, Gulzaada, Aigul
Current conditions in Kyrgyzstan drive the majority of residents to go into business. People are compelled to try in as many spheres as possible in order to make a living. The rural areas are the most vulnerable to any changes in the nation. With no production and substantially low employment, rural areas are left without a labor force and became even more undeveloped, while the urban population grows.

Nazira K., 35, is a treasurer of this group of borrowers. A resident of the small coal-mining town of Tashkomur in Southern Kyrgyzstan, she has been involved in livestock breeding for two years. She is a mother of four children and her husband is a coal miner. He sells coal to local consumers and to other regions of the city.

Nazira says the biggest challenge for her is to pay enough attention to livestock breeding while raising four kids. Livestock needs careful treatment the whole day, starting from early in the morning until late in the evening. When the livestock is grown, Nazira sells it and buys new younger ones to raise. This business always has enjoyed high demand because the Kyrgyz people’s main dish is meat.

The business was Nazira’s husband’s initiative, thanks to which the family’s monthly revenue is 10000 soms. This loan is planned for the purchase of 9-10 livestock animals.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 74
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Nazira's Group's $1,800 loan helped a member to purchase livestock.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 14, 2011
Feb 3, 2011
Currency Exchange Loss:
Dec 15, 2011