San Roque Group
Several types of businesses are represented: selling cleaning products, handmade purses, food, Wallake (a fish stew also called “Karachi”), straw, handmade jackets, and general merchandise. The San Roque Communal Association is led by its Board of Directors: Sra. Ana María (President), Sra. Sofía (Treasurer), and Sra. Flora (Secretary of Records).
Sra. Ana María serves as the Communal Bank president. She is a young woman who is 27 years of age. Even though she has not formalized the relationship with her partner, they have a young son and hope to have a second child. Sra. Ana María learned how to sew several years ago in the neighboring country of Argentina. The loan she is requesting will be used to buy an upright sewing machine. Today her work consists of sewing for her customers who bring her cut pieces and she is in charge of making the finished product. When her workload increases, she has the help of her siblings.
When asked what she likes most about Pro Mujer, Sra. Ana María responded with “the savings and having available cash”.
Los negocios que ellas desempeñan son variados: venta de productos de limpieza, costura de bolsas, venta de comida, venta de Wallake (caldo de pescado llamado Karachi), venta de paja, costura de camperas, pasanaquera, venta de comida.
La A.C. “San Roque” está dirigida por una mesa directiva, la señora Ana María es la presidenta, la señora Sofía es la tesorera y la señora Flora es la secretaria de actas.
La señora Ana María, presidenta de la banca comunal, es una mujer joven de 27 años de edad, aún no ha formalizado la relación con su pareja, tiene un niño pequeño y está en espera de un segundo bebé. La señora Ana María aprendió costura hace varios años en el vecino país de la Argentina, el crédito que está solicitando es para la compra de una máquina de costura recta. Por ahora su trabajo consiste en la costura, sus clientes le entregan piezas cortadas y ella devuelve el producto terminado. Cuando su trabajo aumenta le ayudan sus hermanos.
Cuando se le consulta a la señora Ana María qué le gusta de Pro Mujer, ella responde: “el ahorro y la caja chica”.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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