Jawas Pankarita Group
Centro Focal de German Busch.These women have met to request a loan and receive health and training services. Being a community association with experience, one may observe that many of the members are older but also there are members with few cycles or who are new. The community association "Jawas Pankarita" is made up of 8 members. In the photo, you see ten people because the woman with the feather jacket that is at the back and the woman in the checkered cape and pink skirt are members who recently retired.
The businesses that they work at are various: making clothing, underskirts, selling milkshakes, braided fabric, blankets, rugs, wool and alpaca yarn.
The A.C. “JAWAS PANKARITA” is directed by a board. Gladys is the president. Lidia is the treasurer and Veronica is the secretary. Gladys, president of the community bank, indicates that she already has six cycles as a member of Pro Mujer. She learned about the services of the institution through her mother. Her business is selling blankets and carpets. She's worked at this job for five years. She sells her merchandise on Thursdays and Sundays from 9AM until 9PM. The loan requested will be used to buy merchandise and stock her store.
Los negocios que ellas desempeñan son variados: costura de ropa, elaboración de enaguas, venta de Batidos, tejido y trensado, comercio de mantas, venta de mantas y alfombras, hilado de lana y alpaca.
La A.C. “JAWAS PANKARITA” está dirigida por una mesa directiva, la señora Gladys es la presidenta, la señora Lidia es la tesorera y la señora Verónica es la secretaria de actas.
La señora Gladys, presidenta de la banca comunal, indica que ya tiene seis ciclos como socia de Pro Mujer. Conoció de los servicios de la institución a través de su mamá. Su negocio es la venta mantas y alfombras, desempeña este trabajo desde hace cinco años. La venta de su mercadería se realiza los días jueves y domingo de 9 de la mañana hasta las 9 de noche.
El crédito solicitado le servirá para la compra de mercadería y así surtir su puesto.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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