Martin José R. R. is employed by the company Enacal Carazo. He has worked there as an equipment operator for 31 years. He is married.
He has taken 2 loans previously with CEPRODEL, and with each one he has bought construction materials such as sand, cement, stones, gravel, etc., to use to expand and improve his home. These loans have benefited him greatly, since through these means he has improved the living conditions for himself and his family.
El Sr. Martin José R. R. él es trabajador activo de la empresa de Enacal Carazo desempeñándose como operador de equipo tiene treinta y un años de trabajar para esta institución es casado actualmente. Ha tenido dos créditos con CEPRODEL y cada uno lo ha realizado para la compra de materiales de construcción como, Arena, Cemento, piedra, piedrín etc. Para ampliar y mejorar su casa de habitación, los cuales los créditos con ceprodel le ha beneficiado en gran manera ya que de esta manera el ha mejorado su condición de vida de él y su familia.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.