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Fuerza 2008 Group
In this Group: Lila Yan, Juliana, Ruth Carmen Rosa*, Estefania, Americo, Manuel David, Teresa Leonor, Claudia Andrea, Rosa
* not pictured
The village bank "Fuerza 2008" has been functioning for 2 1/2 years now and is made up of women and men. The members are hardworking and enterprising and are always looking for opportunities to move forward and with their daily efforts to give their children a better future. The bank meets every 30 days in the central office of the Association Araiwa. The majority of the members live in the city of Cusco and have different livelihoods.

The economic activities of the members are, for example: selling groceries, selling bread and cakes, selling food and selling clothing. Other members offer services such as car washing and security.

Lila, 23 years old, was born in the district of Cusco in the department of Cusco, Peru. Currently, Lila works in the restaurant "Don Ceferino" as a waitress and sometimes works as a bartender. She has worked there for 3 years and it is going very well.

Lila is a studious young woman, and is studying for a professional career in economics. Lila and her friend Claudia have a small business selling clothing, and they use the facebook account "Pa la lady" to offer their products. Lila needs the loan to buy more merchandise, such as dresses, shoes and wallets.

One member, Ruth, is not in the picture because she is traveling.
View original language description ↓
El banco comunal “Fuerza 2008” ya tiene dos años y medio de funcionamiento y está conformado por mujeres y varones. Los socios son personas trabajadoras y emprendedoras que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Las reuniones D. banco comunal son cada treinta días en la oficina central de la Asociación Arariwa. La mayoría de los socios viven en la ciudad D. Cusco y se dedican a diferentes actividades económicas.

Las actividades económicas de algunas de los socios son por ejemplo; venta de comestibles, venta de panes y pasteles, venta de comida y venta de ropa. Otros socios brindan servicios de lavado de carros y seguridad.

Lila, tiene 23 años y nació en el distrito de Cusco departamento D. Cusco, Perú. Actualmente, Lila trabaja en el restaurante “Don Ceferino” de moza y hay veces trabaja de barman. Ya son tres años que trabaja y le va muy bien.

Lila es una joven estudiosa y está estudiando la carrera profesional Economía. Lila y su amiga Claudia tienen un pequeño negocio de venta de ropa y utilizan el facebook con la cuenta “Pa la lady” para ofrecer su productos. Lila requiere el préstamo para comprar más mercadería como por ejemplo vestidos, zapatos y carteras.

La socia Ruth no está en la fotografía porque está de viaje.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 95
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Fuerza 2008 Group's $3,025 loan helped a member to buy more merchandise.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 28, 2011
Listed
Feb 6, 2011
Currency Exchange Loss:
Covered
Ended:
Jun 15, 2011