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Razia's Group
In this Group: Razia, Ghafooran, Shafqat Bibi, Bushra Parveen, Rafia Bibi, Bushra Bibi
Razia has applied for a loan from Kiva partner Asasah to improve her glove making business. She makes variety of gloves out of wool and leather to sell to her customers. She will utilize the loan money to buy raw materials like leather, thread, and wool in bulk to make larger quantity of gloves. This will help her fulfill larger orders and make more income.

Razia lives in Faisalabad, Pakistan, a city famous for its textile industry. She lives there in a 2-room brick house in the area of Ghulamabad. She moved here after her marriage 20 years ago to A. B..

Her husband works for a private company for a very small income. For that reason, Razia started her business to help share the financial burden with him. They have 7 children, but due to financial reasons only 3 of them are able to get an education.

Razia has been operating her business for the past 4 years and is very confident that she will be able to improve the living standards for her family by expanding her business. She is a new loan user of Asasah and this is her first loan application.

Note: In the photo, the lady with the raised hand is Razia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 277
    View loans »
    Pakistan Loans Fundraising
  • $14,714,500
    Funds lent in using Kiva
  • 85.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia's Group's $850 loan helped a member to buy leather, thread, and wool for glove making business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 1, 2011
Feb 3, 2011
Currency Exchange Loss:
Jan 15, 2012