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Luz Moserrate
Every two weeks, the Jesús del Gran Poder community bank meets in the beautiful city of Calceta. Calceta is known as 'Calceta la sin par' (Calceta, the city without equal) because, as far as its residents are concerned, there is no city more beautiful in the world.

Here we meet Luz. Luz is 54 years old and currently separated. She has 5 children from her relationship but one of them died. All of her children are grown up and independent. She has been a member of her community bank for 10 years and she likes being a member because of the help that the institution provides.

Luz sells all kinds of clothes. She makes her sales door to door and also sells from her home. She works every day from 9.00am to 1.00pm and she also works all day at weekends. She leaves her products with her customers on credit and collects payment every two weeks. She buys her merchandise in Calceta and tells us that she chooses her customers carefully because it is very risky to leave products with people she doesn't know. She tells us that she has been in her business for six years and it has done very well.

Luz will use this loan to buy clothes; above all women's clothes, pants, blouses, t-shirts, and other garments. Her dream is to own her own home since the house she lives in at the moment is rented.
View original language description ↓
El Banco Comunal Jesús Del Gran Poder se reúne cada quince días en la hermosa ciudad de Calceta, ciudad conocida con el nombre de “Calceta la sin par”. Porque para sus habitantes no hay ciudad más hermosa en el mundo.

En este lugar conocimos a la señora Luz, ella tiene 54 años de edad, en la actualidad está separada, de esa relación tiene 5 hijos pero uno de ellos falleció, todos sus hijos son mayores de edad e independientes. Está en el Banco Comunal ya por 10 años y le gusta por la ayuda que le brinda la institución.

Se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta y también vende en su casa. Trabaja todos los días desde las 9h00 hasta las 13h00 y los fines de semana todo el día, deja a crédito a sus clientes y cobra cada quince días. Su mercadería la compra en Calceta y nos cuenta que tiene su clientela seleccionada porque es muy riesgoso dejar a personas desconocidas, nos cuenta que lleva seis años que se dedica a esta actividad y que le ha ido muy bien.

Este crédito es para comprar ropa más que todo ropa de mujer, pantalones, blusas, camisetas, entre otras prendas. Sus sueños son tener su propia casa ya que donde vive es alquilado.

About Ecuador

  • $10,200
    Average annual income
  • 24
    View loans »
    Ecuador Loans Fundraising
  • $22,853,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Luz Moserrate to buy women's clothes, pants, t-shirts, blouses, etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 28, 2011
Listed
Feb 3, 2011
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2011