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Grayik H. is 58 years old. He lives in the Zovaber village of Sevan with his wife and son. Grayik’s wife worked at kindergarten; Grayik's son helps him with farming. For about 14 years Grayik worked as a driver but from 1990 until now he has been engaging in animal breeding and land cultivation. Grayik and his son raise cows, sheep and chickens, and they cultivate wheat. Thanks to his farming, Grayik can support his family. He is asking for a loan of 850,000 Armenian drams to buy fodder for his farm animals and seeds which he will sow in spring.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

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About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,072,150
    Funds lent in using Kiva
  • 363.8
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,350 helped Grayik to buy fodder for his farm animals and seeds.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 2, 2011
Feb 2, 2011
Currency Exchange Loss:
Feb 15, 2012