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Aoko
Aoko M., 34, is married with three children who all attend school. She has been practicing mixed farming for five years and produces milk and maize, which she sells locally. She also earns income from her posho-mill business in the same location.

She has requested a loan of 51,200 KES through Juhudi Kilimo to purchase and insure a dairy cow. The extra income from the sale of milk will help her improve her family's livelihood. She plans to have three quality dairy cows and a chuff-cutter in the next five years.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 1045
    View loans »
    Kenya Loans Fundraising
  • $43,108,375
    Funds lent in using Kiva
  • 81.0
    Kenya Shillings (KES) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $650 helped Aoko to purchase and insure a dairy cow.
99% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 14, 2011
Listed
Feb 2, 2011
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2012