La Retama Group
The member is Mrs. Carmen Rosa. She is 31 years old, married and has 2 children. Carmen has a business selling computers. She and her husband have a store where they sell computer replacement parts and computers as well. She is also a first level professor. She wants to grow and improve her business selling computers. She is asking for the loan to buy computer accesories.
The rest of the members sell clothing, vegetables, and artisanal crafts and have a taxi service and grocery store.
Carmen is happy about the loan and committed to making the payments.
L. socia es L. Sra. Carmen Rosa; elL. tiene 31 años D. edad y es casado y tiene 2 Hijos; L. socia tiene un negocio D. venta D. venta D. computadoras, elL. y su esposo tienen L. tienda donD. venden los repuestos D. L. computadora y también venD. computadoras, L. socia también es profesora del nivel inicial, L. socia quiere mejorar y ampliar el negocio D. venta D. computadoras. L. socia solicita el préstamo para comprar accesorios para L. computadora.
Los otros socios se dedican a L. venta D. ropa, artesanía, servicio D. taxi, venta D. verduras y tienda D. abarrotes.
L. socia está feliz por el préstamo y se compromete a cumplir con los pagos D. su cuota.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid