Tunzala Heshimova is 31 years old. She is married and has two children. Tunzala is an Internally Displaced Person, a refugee from the Kalbadjar Region now living in the Absheron Region together with her husband and children. Tunzala has been working as a school teacher for six years. This is Tunzala’s second loan, and she is very grateful to the lenders for her first loan. At present Tunzala needs 2000 AZN in order to purchase books and tests, which are expensive, and many children are unable to afford them all.
Tunzala Heshimova 31 qod. Ona zamujnaya jenshina i imeyet 2 detey. Tunzala yavlyayetsya IDP personom on pereselenec iz Kalbadjar regiona i seychas projivayet v Absheron regione vmeste so svoimi detmi i mujem. Tunzala uje 6 let kak rabotayet uchitelniccey.
Eto uje vtoraya ssuda Tunzali ona ochen blaqodarna lenderam za pervuyu ssudu. Tunzala seychas nujdayetsya v 2000 AZN chtobi kupit knigi i testi kotoriye stoyat doroqo i deti ne imeyut vozmujnosti pokupat ix vsex.
Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.