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Um's Group
In this Group: Um, Phat, Phin, Im
Mrs. U. O. is a widow with six children, two of whom are seamstresses in garment factories, one is a constructiO. worker and the others are attending a local public school. They live in Angk Ta Nu village in Takeo province. She is a farmer who owns a 1.5-hectare plot of land where she grows rice to sell to support her family.


U. was selected by the three other members of her group to be the head of a group loan. Each member will use her portiO. of the loan in different ways to support her family.


U.’s problem is that her kitchen is too old to use, so she will be using her portiO. of the loan to add to her savings to rebuild her kitchen.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 104
    View loans »
    Cambodia Loans Fundraising
  • $36,157,725
    Funds lent in using Kiva
  • 4,040.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Um's Group's $725 loan helped a member to rebuild her kitchen.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 20, 2011
Listed
Feb 1, 2011
Currency Exchange Loss:
Possible
Ended:
Nov 30, 2011