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Alma
Alma M. is a 36-year old married woman who supports her family by running a general store. She lives in the barangay of Ipilan, part of Brooke's Point municipality, Palawan province. She has been a member of NWTF-Project Dungganon since 2004 and has improved her living conditions with the help of her loans from NWTF and through her own efforts. By working hard in her store, she is gradually making her family more economically stable. She now earns an average monthly income of 7,600 PHP.


Alma is now borrowing 11,000 PHP so that she can continue to purchase more inventory to sell. This will be her seventeenth loan from NWTF-Project Dungganon. Her previous loan of 13,000 PHP, which she paid off well within its term, was just another step in her journey toward economic freedom. Alma aspires to elevate her family's living conditions and ensure its future well-being by following the Dungganon way.


About NWTF:


In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through its alleviation program, these women have progressed from earning less than a dollar a day to achieving realities beyond their dreams. They are on a life path that will ultimately make them Dungganon—a title of esteem that is bestowed upon a member of a community who has earned respect through a lifetime of hard and honest work.


Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 283
    View loans »
    Philippines Loans Fundraising
  • $52,849,775
    Funds lent in using Kiva
  • 44.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Alma purchase more inventory to sell.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 31, 2011
Listed
Jan 31, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2011