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Asel K. is 37 years old, married and has three children. She has been engaged in livestock breeding since she got married and moved to her husband’s house in Bokonbaevo village.

Asel and her husband began this business with money that they earned from selling their personal minivan because that was the only way to find means of subsistence for their family. Starting with purchasing ten sheep and one cow, she managed to develop her farm successfully and now has two milk cows and sheep.

With the revenues from this activity, Asel was able to pay for the education of her elder daughter, Aizhamal, who is a second-year student.

Now, in order to increase the number of her cattle, Asel is requesting a loan of 100,000 KGS to broaden her business by purchasing more cattle. With the revenues from this investment, Asel dreams to buy a plot of land and plant it with apricot.

Asel believes that a person’s life depends on his character and she does her best to bring up her children to be purposeful and persistent persons.

Bai-Tushum and Partners is one of the leading microfinance institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors. Bai-Tushum and Partners use Kiva funding to target the especially vulnerable population.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 89
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,001,375
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Asel to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 6, 2011
Feb 1, 2011
Currency Exchange Loss:
Feb 15, 2012