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Lucia
Lucia is a married woman who lives in Himamaylan City, Negros Occidental. She earns her living by operating 3 businesses: a sari-sari (general) store, a sugarcane plantation and a tricycle transport business. Her husband, Jeremiah P., 47 years old, works as a farmer to earn his living. They have four children, aged 12 to 20 years old.

Lucia joined NWTF-Project Dungganon in 2001 because she hoped for something better for her family. With the help of her past 18 loans from NWTF-Project Dungganon and her own efforts, Lucia has been incrementally lifting her family out of poverty. Her previous loan of PHP 9,500 helped her earn a monthly profit of PHP 5,000, raising the family's standard of living. This time, for her 19th cycle loan, she is borrowing PHP 12,000, which she intends to use to buy stock for the general store in order to save up for the business' future expansion. Lucia is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF:In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned respect through a lifetime of hard and honest work.Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1310
    View loans »
    Philippines Loans Fundraising
  • $57,951,825
    Funds lent in using Kiva
  • 44.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Lucia to purchase more inventory to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 21, 2011
Listed
Jan 31, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2011