Fuzuli G. lives in the Ashigli village of Beylagan, a small city in southwestern Azerbaijan. He is 36 years old, married and has two children. Fuzuli has been engaged in animal-breeding for a long time. He has some cows and some sheep. Fuzuli has borrowed 4 loans from Normicro Beylagan Branch in the past and repaid these loans timely. Now he needs a loan in the amount of $900 for buying ten sheep.