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Florenda
Florenda R. is 54 years old, married, and supports her family by operating three business ventures: firewood, live stock and charcoal businesses.

She lives in Camanse, Brgy. Ibo, Danao City, Cebu. She has been a member of NWTF-Project Dungganon since 2006 and has improved her living conditions with the help of her loans fR. NWTF and through her own efforts. By working hard in her firewood, live stock and charcoal businesses, she is gradually making her family more economically stable. She now earns an average monthly income of PHP 14,000. Florenda is now borrowing PHP 15,000 as additional working capital. This will be her 5th loan fR. NWTF-Project Dungganon. Her previous loan of PHP 10,000, which she paid off well within its term, was just another step in her journey toward economic freedom.

Florenda aspires to elevate her family's living conditions and ensure their future wellbeing by following the Dungganon way.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress fR. earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 842
    View loans »
    Philippines Loans Fundraising
  • $54,407,775
    Funds lent in using Kiva
  • 44.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Florenda additional working capital.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 26, 2011
Listed
Jan 31, 2011
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2012