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Rosa Elizabeth
The Quiroga Community Bank gets together every other week in the Quiroga district of the city of Calceta. Most of the people in this area work in agriculture, raising animals, and selling their products.


Here we met Mrs. Rosa. She is a single mother with three children. One is an adult and the other two are 9 and 8 years old and attend school. She lives in her parents' house. She has been with her community bank for 9 years and she likes it because thanks to the loans she has been able to help her children get ahead and she tells us that the little bank is the best.


She works selling all types of clothing and she sells it door to door. She also sells out of her home where she has a small store. She shares that her customers make requests. She works every day from 8 am until 11 am and later has to return to her home to help her children with their school work. She sells to her customers on credit and collects from them every 2 weeks. She orders merchandise from Guayaquil every 2 weeks or every month according to her needs.


This loan is to buy more clothing, especially women's clothing like pants, blouses, underwear, and other articles. She dreams of giving her children the best of everything.

View original language description ↓
En la parroquia Quiroga de la ciudad de Calceta, localidad donde la gente se dedica en gran parte a la agricultura, cría de animales y a la venta de sus productos, se reúne cada quince días El Banco Comunal Quiroga.

Aquí conocimos a la señora Rosa, es madre soltera de tres hijos uno ya es mayor de edad y dos de 9 y8 años que estudian en escuela. Ella vive en casa de sus padres. Lleva 9 años en el Banco Comunal y le gusta porque gracias a los créditos a podido sacar a sus hijos adelante nos cuenta que el bankito es lo mejor.

Se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta y también vende en su casa donde tiene un pequeño local, nos cuenta que le realizan pedidos sus clientes. Trabaja todos los días desde las 8am hasta las 11am ya que luego tiene que ir a su casa a ayudar a sus hijos en las tareas escolares, ella deja a crédito a sus clientes y cobra cada quince días. Su mercadería la manda a traer desde Guayaquil cada quince días o al mes de acuerdo a lo que necesite.

Este crédito es para comprar la ropa más que todo ropa de mujer, pantalones, blusas, interiores, entre otras prendas. Sus sueños son poder darle lo mejor a sus hijos.


About Ecuador

  • $10,200
    Average annual income
  • 11
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $950 helped Rosa Elizabeth to buy women's clothing: pants, blouses, underwear, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 25, 2011
Listed
Jan 29, 2011
Currency Exchange Loss:
N/A
Ended:
Jun 15, 2011