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Ademar Borbón U. is a 22-year-old single man. He would like to buy a motorcycle to use to commute to work. This would make his commute easier and allow him to arrive on time for work. He has a lot of experience with motorcycles and knows how to keep them in good working condition. Ademar has been thinking about the future and about having stable employment. This is why he has been thinking about getting a motorcycle, which would allow him to arrive on time to work. This is the first loan he will have received from FUDECOSUR. He has never received other loans from state banks before. FUDECOSUR has made it easier for him to receive the loan and the interest rate is much lower.
View original language description ↓
Ademar Borbón U., tiene la edad de 22 años, esta soltero. El quiere comprar una motocicleta para su trasporte al trabajo. Con ésta compra él se está facilitando su trasporte al trabajo y así llegar a tiempo a laborar, el tiene mucha experiencia en el manejo de esta y en mantenimiento para tenerla en buenas condiciones para su buen desempeño. Piensa en el futuro y en su estabilidad laboral por lo cual quiso adquirir este vehículo para ser puntual a la hora de llegada a su trabajo.
Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 38
    View loans »
    Costa Rica Loans Fundraising
  • $4,441,500
    Funds lent in using Kiva
  • 498.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Ademar purchase of a motorcycle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 11, 2011
Jan 29, 2011
Currency Exchange Loss:
Feb 17, 2012