Oscar lives in a house that he owns in the Villa Adela neighborhood of the Bolivian city of El Alto. He works as a driver in the city and his wife makes and sells woven cloth. They have no children and their income is enough to support them.
Oscar will use this loan to add two new rooms to his house. The extra space will allow them to live more comfortably.
This is Oscar's third IMPRO loan and he has an excellent record of repaying past loans.
Oscar vive en la casa propia cuyo domicilio esta ubicado en la Zona de Villa Adela de la Ciudad de El Alto. El señor se dedica al trasporte urbano y su esposa es tejedora; con los ingresos que obtienen se mantienen e ingreso. No tienen hijos.
El préstamo lo destinara para la construcción de vivienda; ellos quieren ampliar su vivienda y para eso planean construir un par de habitaciones para vivir más cómodamente.
Es tercer crédito con IMPRO y su historial de pagos es intachable, es decir excelente.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.