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Mrs. Rokia K. is 31 years old, married, and the mother of four children. She lives in a traditional family that includes her mother and her brothers in the district of Médine, in the city of Ségou (fourth administrative region of the Republic of Mali).

Due to social reasons, she only attended Koranic school. She became involved in small trade with her mother who was selling clothes and shoes at the Médine market. After several years working alongside her mother, she branched out on her own and has now been selling clothing and footwear for 15 years. She has a large customer base, and her main asset lies in the high quality of the clothes that she sells.

In order to meet customer demand, she is seeking a new loan from the Soro Yiriwaso MFI. During her 66-month collaboration with the organization, she benefited from five group loans and three individual loans, all fully repaid.

She is now on her fourth individual loan, which she will use to buy one bolt of rich damask fabric and five bolts of regular damask fabric. She buys her stocks locally.

Mrs. Rokia K. sells for cash and credit to a customer base of both men and women. With this loan, she expects to make a monthly profit of 100,000 FCFA, which she will use to repay the loan and take care of family expenses.
Madame Rokia K. est âgée de 31 ans, mariée et mère de 4 enfants, elle vit dans une famille traditionnelle avec sa mère et leurs frères au quartier Médine de la ville de Ségou (quatrième région administrative de la république du Mali).
N’ayant pas fréquenté pour des raisons sociales, elle fréquenta l’école coranique. Elle commença le petit commerce auprès de sa mère qui vendait des habits et chaussures au marché Médine. Après plusieurs années auprès de cette dernière, elle évolue seule actuellement et mène le commerce d’habits et chaussures depuis 15 ans. Elle jouit d’une grande clientèle, sa force de vente est due à la qualité de ses habits.
Dans le but de satisfaire sa demande clientèle, qu’elle sollicite un nouveau prêt, elle est en relation avec Soro Yiriwaso depuis 66 mois. Après 5 prêts solidaires et 3 prêts individuels correctement bien remboursés.
Elle est à son 4ème prêt, qu’elle compte utiliser pour acheter 1 pièce de Bazin riche et 5 pièces de bazins moins riches. Elle s’approvisionne sur place.
Madame Rokia K. vend au comptant et à crédit à une clientèle composée d’hommes et de femmes.
Avec ce prêt, elle compte réaliser un bénéfice mensuel de 100 000 FCFA, qui lui sert à rembourser son prêt et pour la prise en charge des dépenses familiales.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 149
    View loans »
    Mali Loans Fundraising
  • $11,260,000
    Funds lent in using Kiva
  • 478.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Rokia to buy clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 13, 2011
Feb 1, 2011
Currency Exchange Loss:
Feb 15, 2012