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Benkadi Group
In this Group: Fatoumata , Maïmouna , Hawoye , Kadiata
The four women of the Benkadi group are married, live primarily in monogamous households, and are 47 years old on average with 5 children. They live in North Pelengana, the administrative centre of a rural district in the Ségou region (4th administrative region of Mali), and know each other through neighbourhood relations and their income-generating businesses in the area.
The group members run small businesses selling locally-made soap, charcoal, and pagnes (a type of brightly-printed cloth) of the wax, fancy, and bazin (damask) styles.
With the goal of increasing their working capital, the group members joined Soro Yiriwaso (one of Kiva's field partners) and are on their fourth solidarity (group) loan cycle.
Ms. Kadiata Kaklé, one of the group members, manufactures and sells locally-made soap known by the name "Touloudiè Safinè" in North Pelangana. It is a highly reputed, appreciated, and sought-after soap in Mali because of its medicinal properties.
Kadiata intends to use her loan to buy packets of shea butter and a large amount of potash from the wholesalers in the area.
To make the soap, the ashes obtained by burning the harvest waste are soaked in water, and the collected filtrate is then heated in a stove for about two hours. After cooling, it is mixed with shea butter and potash until it becomes a soap-like paste. It is then cut into pieces and sold.
She sells her goods in cash and on credit at home, door-to-door, and at the market in North Pelengana to a clientele composed mainly of women.
With this loan, Ms. Kadiata Kaklé hopes to realize an average monthly profit of 31,250 FCFA, which will be used to reinvest in her business and pay for her children's school fees.
Les quatre femmes du groupe Benkadi sont mariées majoritairement dans des ménages polygames avec une moyenne d’âge de 47 ans et 5 enfants. Elles vivent à Pelengana Nord, chef lieu d’une commune rurale dans la région de Ségou (4ème Région administrative du Mali) et se sont connues à travers des liens de voisinage et de leurs activités génératrices de revenu dans le quartier.
Les membres du groupe font le petit commerce de savon local, du charbon de bois, des pagnes wax, fancy et bazins.
Dans le besoin d’augmenter leur fonds de commerce, les membres du groupe ont adhéré à Soro Yiriwaso et sont à leur 4ème cycle de prêt solidaire.
Madame Kadiata Kaklé est une fabricante et vendeuse de savon locale connu sous le nom de «Touloudiè Safinè » à Pelengana Nord. C’est un savon réputé, apprécié et recherché au Mali pour ses propriétés médicinales.
Kadiata compte utiliser son prêt pour acheter, des colis de beurre de karité et une grande quantité de potasse auprès des grossistes de la place.
Pour le fabriquer, on imbibe avec de l’eau, les cendres obtenus par brûlure des fanes de récolte, le filtrat recueilli est ensuite mis au feu dans une poêle pendant 2 heures de temps au moins. Après refroidissement, il est malaxé avec le beurre de karité et la potasse jusqu’à l’obtention d’une pâte qu’est le savon. Il est ensuite découpé par morceaux destinés à la vente.
Elle vend au comptant et à crédit, à domicile, en ambulant et au marché de Pelengana Nord à une clientèle composée généralement de femmes.
Madame Kadiata Kaklé espère réaliser avec ce prêt un bénéfice mensuel moyen de 31.250 FCFA qui sera utilisé pour être réinvesti dans l’activité et assurer les frais scolaires des enfants.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,200
    Average annual income
  • 134
    View loans »
    Mali Loans Fundraising
  • $11,272,850
    Funds lent in using Kiva
  • 478.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Benkadi Group's $1,050 loan helped a member to buy raw materials to make local soap (potash and shea butter).
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 21, 2011
Feb 1, 2011
Currency Exchange Loss:
Aug 15, 2011