They know each other through familial, neighbourhood, and social relations. They prepare food and sell food condiments, vegetables, plastic items, and beverages.
The women of the Benkan group are on their tenth solidarity (group) loan, which will be used to buy rice, condiments, beverages, and vegetables.
Kadia D., one of the group members, intends to buy food condiments every week at the Fana market. She makes her sales every day at her home and at the market in Marka-Coungo, in cash and on credit, to a clientele composed mainly of women.
She foresees realizing an average monthly profit of 25,000 FCFA, some of which will be used to repay the loan costs and to provide for various familial and social events, with the remainder being reinvested in her business.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font la restauration, le commerce de condiments alimentaires, de légumes, des articles en plastiques et de boissons.
Les femmes du groupe Benkan sont à leur dixième prêt solidaire qui sera utilisé pour acheter, du riz, des condiments, des boissons et des légumes.
KADIA D. compte acheter, des condiments alimentaires au marché de Fana hebdomadairement. Elle effectue ses ventes quotidiennement sur place à la maison et au marché, au comptant et à crédit, à une clientèle composée essentiellement de femmes.
Elle envisage réaliser un bénéfice moyen mensuel de 25.000F CFA qui sera utilisé pour payer les échéances du prêt, payer les contributions des cérémonies sociales et le reste sera réinvesti dans son activité de commerce.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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