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Justina A. is a trader who deals in fishing net. She is married with three children. Her husband is also a trader. Justina works very hard. She receives her supply from a company in Accra. The demand for nets and threads from Justina is great but her capital is limited. She is asking for a loan of US $ 1,200 to enable her buy more fishing nets and more thread for repairing fishing nets to meet customer demand.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 42
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Justina to buy more fishing nets and more thread for repairing fishing nets.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 24, 2007
Dec 9, 2007
Currency Exchange Loss:
Aug 6, 2008