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Misael Alberto
Misael Alberto B. G. has worked for five years as property technician for an aqueduct and sewage company.

He is 29 years old, and he is in a relationship. He has a degree in business administration. He has two people who are dependent upon him, and one of them is a minor.

He lives in the city of Carazo in the Diriamba municipality.

This is his first loan with CEPRODEL. He is requesting the loan to improve his house. He will put down a floor and build a room. This will allow him and his family to live in a pleasant way.
View original language description ↓
Don Misael Alberto B. G., es trabajador de una Empresa de Acueductos y Alcantarillados, desempeñando el cargo de Técnico Catastral, desde hace 5 años.

Es acompañado, de 29 años de edad, licenciado en administración de empresas, tiene dos personas que dependen de él una de ellas es menor de edad. Vive en la ciudad de Carazo en el Municipio de Diriamba.

Este es su primer crédito con CEPRODEL lo solicita para Mejorar su vivienda como es ponerle piso y construir un cuarto, que le permita vivir de forma placentera él y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,125
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Misael Alberto to make improvements to his home, to lay down a floor and build a room.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 24, 2011
Jan 29, 2011
Currency Exchange Loss:
Nov 8, 2012