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Oscar Danilo
In the town of Granada, Granada department, lives Mr. Oscar Danilo Ezpinoza M. who has been working in the same city for two years and eight months as a manager in the company of ENACAL.
This man is married and has a family of 3 including minors who he proudly maintains. His dreams are to make improvements within the house for his family to live well. That is why he decided to visit the CEPRODEL offices and requested a loan. With this loan he plans to enlarge and make suitable living conditions for his family's comfort.
View original language description ↓
En el Municipio de Granada, del Departamento de Granada, habita el señor Oscar Danilo E. M. quien al mismo tiempo labora en la misma ciudad desde hace dos años y ocho meses como conductor en la empresa ENACAL.

Este señor es casado y tiene un núcleo familiar de 3 personas entre ellos dos menores de edad, a quienes con mucho orgullo les provee de todo lo que necesitan, sus sueños que tiene este señor es el de realizar construcción de vivienda (mejoramiento) para crear las condiciones necesarias y que su familia viva bien, por eso se decidió a visitar las oficinas de CEPRODEL para solicitar un crédito y de está forma realizar lo que tiene pensado en su casa la cual es agrandarla y crear las condiciones propicias para que su familia se sientan bien.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 93
    View loans »
    Nicaragua Loans Fundraising
  • $24,760,950
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Oscar Danilo construction of his home.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 24, 2011
Jan 30, 2011
Currency Exchange Loss:
Jan 31, 2012