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Uriel Ernesto
In the Masaya region, Mr. Uriel Ernesto O. Marínez has been working as a field inspector for three years in ENACAL-Masaya.

This man is single. His nuclear family includes his mom and two sisters, who are still studying. He helps them with their studies because he wants his sisters to be prepared and have a prosperous future. He helps his mom out economically. Currently, he feels the need to repair the home that his family lives in. He wants to change the roof and plaster the walls.

He thinks that making this effort to improve the house will help everyone to live well, and the winter season that is coming up will not affect them.
View original language description ↓
En el departamento de Masaya, Municipio de Masaya el señor Uriel Ernesto O. M., diariamente realiza su labor como Inspector de Campo desde hace 3 años en ENACAL-Masaya.

Este señor actualmente es soltero, su núcleo familiar es: su mamá y dos hermanas, estas todavía se encuentran estudiando, él les ayuda con sus estudios ya que quiere que sus hermanas se preparen y tengan un futuro prospero y le ayuda económicamente a su mamá, actualmente el siente la necesidad de reparar la casa de habitación en la que convive con su familia, prácticamente lo que quiere es cambiar techo y repellar las paredes.

Considera que haciendo este esfuerzo para mejorar la casa está contribuyendo a que todos vivas bien, y la época de invierno que viene no les afecte.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Uriel Ernesto home repairs.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 24, 2011
Jan 28, 2011
Currency Exchange Loss:
Jan 18, 2012