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Mayra Esperanza
Mrs. Mayra G. M. is married, and has one school-age son. She works as a janitor at IMFARSA, cleaning the building. Her loans have been used to improve her home, as it is a bit rundown. She is thankful for the assistance provided by CEPRODEL in helping her family.
View original language description ↓
La señora Mayra G. M. es casada tiene un hijo el cual está en edad escolar , ella trabaja en IMFARSA como conserje, realizando la limpieza de la institución, sus créditos han sido para ir mejorando su casa ya que la tenía un poco deteriorada, por esta razón me siento agradecida por la atención brindada por CEPRODEL en mi desarrollo familiar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Mayra Esperanza home improvements, purchase construction materials.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Jan 25, 2011
Jan 28, 2011
Currency Exchange Loss:
Nov 30, 2012