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Michael T. has six children, ranging from the ages of 13 to 25 years old.

He has been working as a farmer for six years and produces goods such as coffee and bananas for sale. The main challenge he faces in running his business is fluctuations in weather, such as drought.

He has requested this loan of 60,000 KES in order to construct a bore-hole to drill for water, which may then be used to irrigate his farm.

With the potential increase in income from this loan, he hopes to modernize his farming methods as well as improve his family's standard of living.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 707
    View loans »
    Kenya Loans Fundraising
  • $44,827,200
    Funds lent in using Kiva
  • 81.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Michael to drill for irrigation water.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Jan 20, 2011
Feb 1, 2011
Currency Exchange Loss:
Oct 16, 2012