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Michael
Michael T. has six children, ranging from the ages of 13 to 25 years old.

He has been working as a farmer for six years and produces goods such as coffee and bananas for sale. The main challenge he faces in running his business is fluctuations in weather, such as drought.

He has requested this loan of 60,000 KES in order to construct a bore-hole to drill for water, which may then be used to irrigate his farm.

With the potential increase in income from this loan, he hopes to modernize his farming methods as well as improve his family's standard of living.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 985
    View loans »
    Kenya Loans Fundraising
  • $40,998,900
    Funds lent in using Kiva
  • 81.0
    Kenya Shillings (KES) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $750 helped Michael to drill for irrigation water.
99% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 20, 2011
Listed
Feb 1, 2011
Currency Exchange Loss:
Possible
Ended:
Oct 16, 2012