They are known to each other through family, as neighbors and through friendships. They have various business types including a restaurant, milk sales, and clothing sales.
The women of the Laidou group are on their first group loan and it will be used to purchase milk, condiments, cereal grains, and articles of clothing.
Nah D. plans to purchase 60 liters of milk from the Fulani of Baroueli and the surrounding areas, almost on a daily basis. She sells from her house, either fresh or curdled, completing the sales in cash or credit to a clientele made up of women and men.
She expects to earn a monthly income of 10 000 FCFA which will be used to repay this loan, to supply the needs of the family, and the remaining portion will be used to reinvest back in the business.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font la restauration et le commerce de lait et d’habillements.
Les femmes du groupe Laïdou sont à leur premier prêt solidaire qui sera utilisé pour acheter du lait, des condiments, des céréales, et des habillements.
NAH D. compte acheter, 60 litres du lait avec les peulhs de Barouéli et environnants presque quotidiennement. Elle vend à domicile à l’état frais ou caillé, au comptant et à crédit, à une clientèle composée de femmes et d’hommes.
Elle envisage réaliser un bénéfice moyen mensuel de 10 000F CFA qui sera utilisé pour payer les échéances du prêt, une partie pour prendre en charge les dépenses de sa famille et le reste sera réinvesti dans les activités.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid