Markus is the father of three children, namely: Desy, who is 15 and studying in the first grade of Senior high school; George, who is 9 and studying in the third grade of elementary school; and Felix, who is aged 2. As the head of the household, Markus is responsible for the happiness of his family. He would do anything that he can for his family.
Markus plants mustard greens, 'kangkung' (leafy vegetable), peanuts and corn on his farm. As a farmer, Markus relies on the weather to succeed with his harvest. The erratic weather and limited capital have been a challenge for Markus as a farmer. Sometimes he has to suffer from failure at harvest time because of the bad weather, and he couldn’t replace the damaged plants.
Markus really wants to improve his business by purchasing more seeds and a water pump to support him in watering the plants. To do so, Markus is requesting a loan amounting to IDR 4,500,000 from TLM. He believes that the loan will bring a positive change to his business.
About Tanaoba Lais ManekatThis loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.
TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.
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