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Dikson
Dikson is a 42-year-old man who is running a “motor-taxi” business. Dikson lives with his wife and two children in a modest house. The children are Jeanet, aged 17 years, and Richard, who is 15. Both attend school.

Besides running the motor-taxi business, Dikson also runs a billiard business. He realizes that both of his children will have a huge cost for school, while his motor-taxi business can only provide food for his family. The income from his billiard business is also unstable. These situations sometimes make him distressed and he tries hard to find another way to generate additional income.

Dikson decided to go to a cooperative to get a loan. He wanted to buy a tent and chairs to rent out. The cooperative offers an attractive package, but the interest remains high. Dikson then heard about TLM's program from the field officer and got interested in joining the individual program. He is requesting a loan amounting to IDR 10,000,000. He plans to use the loan to develop his leasing business. He expects the loan could help him in improving his business and he can provide easy access to a tent and chairs for the community around his village when they have a party or other events.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.


TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.



Join our lending team TLM West Timor.

About Indonesia

  • $4,458
    Average annual income
  • 60
    View loans »
    Indonesia Loans Fundraising
  • $4,478,300
    Funds lent in using Kiva
  • 9,032.0
    Indonesia Rupiahs (IDR) = $1 USD