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Kornelis T. is a 39-year-old man who is married to Yublina Feoh, 37 years old. From their marriage they have been blessed with six children, five of them in school. Kornelis and his family live in the village of Tuapukan about 22 kilometers from Kupang.

Kornelis buys and sells produce such as tomatoes, bananas, etc. He sells his produce at the market at Oesapa that is around eight kilometers from his village. He travels a long way to many villages to buy his produce.

As a father of six children, he admits that he carries a great responsibility. Besides providing healthy food and other daily needs, he also has to provide for his children’s educational needs, especially that of his eldest daughter who is in the first level at senior high school.

The income generated from his business depends on the capital he has to buy his produce. That is the reason why no matter how hard Kornelis works, he still isn’t able to pay for all of his family’s needs. Due to increasing market prices, the price of produce is increasing as well, and it really affects Kornelis’ business.

Kornelis requested a loan from TLM after joining its small-group lending program. He started with 500,000 IDR and participated in their program for several cycles. The loans have been producing significant benefits. Each loan received has brought improvement to his business.

Nevertheless, Kornelis currently finds it impossible to rely on selling produce only. He now has a plan to raise pigs and chickens. In order to do so, he is requesting an individual loan amounting to 10,000,000 IDR from TLM. He hopes that he will receive that assistance.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 20
    View loans »
    Indonesia Loans Fundraising
  • $5,461,825
    Funds lent in using Kiva
  • 9,032.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Kornelis to buy more agricultural products to sell and to raise pigs and chickens.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jan 13, 2011
Jan 27, 2011
Currency Exchange Loss:
Dec 15, 2012