Cristia is 38 years old and lives with her partner in a rented house. She has been selling meals for about 1 ½ years in a rented space. In addition to this rental contract, her husband is a teacher but he doesn't exercise the profession. We haven't considered his income.
Cristia has good references but has no credit experience. She requests a loan to invest in her business. She has a regular accumulation of possessions. Her parents, who also run a restaurant business, have signed guarantees for her. The father has also worked for 5 years as a security guard at Agrokasa. They are clients of CMAC at Ica with a good record of repayment.
It is proposed to grant her loan based on her will and capacity to pay.
SOLICITANTE TIENE 38 AÑOS ES CONVIVIENTE VIVE EN CASA ALQUILADA SE DEDICA A LA VENTA DE COMIDA HACE AÑO Y MEDIO EN LOCAL ALQUILADO ADJUNTA EL CONTRATO DE ALQUILER CONYUGE ES DOCENTE PERO NO EJERCE REALIZA LABORES DE TIPEOS NO S ELE A CONSIDERADO DICHO INGRESO, CUENTAN CON BUENAS REFERENCIAS NO CUENTAN CON EXPERIENCIA CREDITICIA SOLICITAN CREDITO PARA INVERTIRLO EN CAPITAL DE TRABAJO, TIENEN REGULAR ACUMULACION DE BIENES, FIRMAN COMO AVALES SU PADRES QUIENES TAMBIEN SE DEDICAN ALA VENTA DE COMIDA Y PADRE ES VIGILANTE EN AGROKASA HACE 5 AÑOS, SON CLIENTES DE LA CMAC ICA CON BUEN COMPORTAMIENTO DE PAGO SE LE PROPONE CREDITO POR CONTAR CON VOLUNTAD YCAPACIDAD DE PAGO.
About Caja Rural Señor de Luren
Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.