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Maruja is a member of the "Brisas" [Breezes] Communal Bank. She is 40 years old and has a live-in partner and 6 children. She is a market vendor who sells cereal grains. She buys the grains from wholesalers at the Nery García Zarate Market and travels every other Friday to the Department of Ica, where she sells her goods to the workers on the estates, and then returns on Sundays.

Maruja is requesting a loan to invest in buying merchandise. She enjoys the meetings of her communal bank, because the group learns and practices values. She can take out loans and save money, and her savings earn interest. She likes the talks given to the group about improving parent-child, family and marital relationships, and about work and self-esteem. Maruja is currently saving up to build a house.
View original language description ↓
Maruja es socia del Banco Comunal Brisas, tiene 40 años, es conviviente y tiene 6 hijos. Es feriante, se dedica a la comercialización de cereales, que los compra de los mayoristas del Mercado Nery García Zarate y viaja los viernes quincenalmente al departamento de Ica donde lo vende entre los trabajadores de las haciendas y regresa los domingos.
Maruja solicita un préstamo para invertir en compra de mercardería. A ella le gusta las reuniones de su Banco Comunal porque les enseñan y practican los valores, le dan créditos puede ahorrar y su ahorro gana intereses, le gusta las charlas que reciben para mejorar las relación con los hijos, familia, matrimonio, para trabajar, para valorarse. Maruja está ahorrando para construir sus casa.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 104
    View loans »
    Peru Loans Fundraising
  • $59,072,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Maruja buying goods on a wholesale basis.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 25, 2011
Jan 29, 2011
Currency Exchange Loss:
Aug 15, 2011