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Gotitas De Amor Group
In this Group: Olga Clara, Maria Isabel*, Felipa, Noemi, Felicia, Claudia, Agustina Hilda, Maritza
* not pictured
The “Gotitas D. Amor” (Little Drops of Love) communal bank has 8 members. It is one of the oldest in our Agency. The members of this bank are very responsible people. They are engaged in a variety of activities. Such is Olga’s case; she is the group Secretary.

She has a small grocery store in her house where she sells vegetables, fruit, groceries, chicken, soft drinks and beer. She’s been in this business for over 13 years. She started it with the idea of helping her husband buy a car. They met this goal but now Olga wants to buy another car and set up a public transportation service line in Chosica.

She asked EDAPROSPO for a loan to buy containers for beer she needs in order to buy more beer and whatever is left over she’ll use to improve her business’ appearance (paint).

In the photo we only see seven members because María Isabel Sirlupo León was unable to attend due to work.
View original language description ↓
La Alcancía Comunal “gotitas D. Amor” esta conformado por 8 integrantes, es una D. las más antiguas D. nuestra Agencia. Los integrantes D. dicha alcancía son personas muy responsables, ellas se dedican a distintas actividades, tal es el caso D. Olga quien es secretaria D. este grupo. Ella tiene una pequeña bodega en su casa, en el cual venD.: verduras, frutas, abarrotes, pollo, gaseosas y cervezas, se dedica a este negocio hace más D. trece años, inició esta actividad con la idea D. ayudar a su esposo D. comprarse un carro. Actualmente lograron este objetivo, pero Olga desea comprarse un carro más y poner una línea D. transporte público en Chosica. Ella solicitó el préstamo a EDAPROSPO para comprar envases D. cerveza ya que estos le hacen falta para comprar más cervezas y lo que le queD. lo invertirá para mejorar el ambiente D. su negocio (pintura).En la fotografía podemos apreciar solo a las siete integrantes ya que Maria Isabel Sirlupo León no pudo asistir por motivos D. trabajo.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 88
    View loans »
    Peru Loans Fundraising
  • $55,985,050
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Gotitas De Amor Group's $2,325 loan helped a member to buy containers for beer and to buy paint.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 24, 2011
Listed
Feb 1, 2011
Currency Exchange Loss:
Covered
Ended:
Jul 19, 2011