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Huamuchapa Group
In this Group: Celia , Aurelia Teresa, Llanet, Martimiana, Bulmara, Maricela, Florencia, Anabel, Silvia, Maria*, Esperanza
* not pictured
This group, called Huamuchapa, is located in the town of Tecoanapa, Guerrero. The members decided to give the group this name because it is the name of the neighborhood where they all live.

This story is about Silvia C. V. since she is the group's president. Silvia is 37 years old, married, and has four children: Arturo, Areli, KarL. and Alejandro. All four are in school. The first two are in the sixth and fifth year of elementary school, the third is in the third year of pre-school and the youngest is barely a year old. Silvia owns a fruit store.

Silvia decided to start out in this business because a family member told her that it was a very good source of income. She also knew that it would help her to support her husband with their household expenses and their children's education expenses and would improve their family's quality of life. Silvia invested her loan in buying merchandise such as: apples, bananas, oranges, tomatoes, chili peppers, onions, potatoes, carrots, cucumbers, lettuce and other fruit and veg.

Silvia is very happy because she says that her business is doing very well. Both her sales and her number of customers have increased quite a bit. This means that her profits have also risen satisfactorily, so much so, in fact, that she has even been able to buy an iron.

Silvia's goal is to continue supporting her children in their studies so that they can finish complete their higher education and have a better future. She would also like to grow her small business some more since she would like to expand the premises where she has her fruit store a little. This will mean that she can better stock her store and thereby sell a wider range of produce and improve her profits.

Silvia tells us that her group works very well since all the members have known each other for some time and they are very responsible in making their repayments since they don't want to let people down after they have placed their trust in them and supported them.

Silvia is very grateful to Fundación Realidad and Kiva lenders for the unconditional support that they are providing since it has meant that her quality of life and that of her family has improved and she has been able to continue investing in her business.

The names and business activities of the rest of the Huamuchapa group members follow below:

Celia C. L. - Corn sales
Aurelia Teresa C. - Corn sales
Llanet Flórez C. - Grocery store
Martimiana C. Caciana - Meat sales
Bulmara R. Ramírez - Grocery store
MariceL. A. R. - Fish sales
Florencia C. R. - Chicken sales
Anabel L. C. - Chicken sales
Silvia C. V. - Fruit store
María S. G. - Fruit store
Esperanza D. L. P. L. - Grocery store
View original language description ↓
Este grupo se llama huamuchapa, esta ubicado en el municipio D. tecoanapa guerrero, decidieron ponerle este nombre porque así se llama el lugar donD. y ya que todos los integrantes pertenecen a L. misma, L. historia es acerca D. L. señora Silvia C. V., ya que es L. presidenta del grupo elL. tiene 37 años, esta casada, tiene 4 hijos, Arturo, areli, KarL. y Alejandro, y los cuatro estudian, dos D. ellos están en quinto y sexto año D. primaria, otro está en tercer año D. preescolar y el más pequeño apenas tiene un año D. edad, elL. tiene una frutería.

Silvia decidió iniciar con este negocio, por que un familiar le comento que era una muy buena fuente D. ingresos, también por que esto le ayudaría para apoyar a su esposo con los gastos D. L. casa y L. educación D. sus hijos, al igual que para mejorar L. calidad D. vida D. su familia, elL. invirtió su préstamo en L. compra D. mas mercancía como son: manzanas, plátanos, naranjas, jitomates, chiles, cebollas, papas, zanahoria, pepinos, lechuga y demás frutas y verduras.

ElL. esta muy contenta por que dice que le esta yendo muy bien con su negocio, ya que sus ventas han incrementado bastante al igual que sus clientes, y por lo mismo sus ingresos también han aumentado satisfactoriamente, tanto que hasta se compro una plancha.

L. meta que tiene doña Silvia es L. D. continuar apoyando a sus hijos con sus estudios para que puedan terminar una carrera profesional y así tengan un mejor futuro, también quiere hacer crecer mas su pequeño negocio, ya que quiere ampliar un poco mas el lugar en donD. tiene su frutería, para tener más surtida su tienda y así tener mas variedad D. productos, y mejorar e incrementar sus ganancias.

Nos comenta que en su grupo se trabaja muy bien, puesto que todos los integrantes se conocen D. hace algún tiempo y son muy responsables con sus pagos, ya que no quieren defraudar L. confianza y apoyo que le están brindando.

Esta muy agradecida con fundación realidad y los prestatatarios D. kiva por el apoyo incondicional que le están brindando, ya que gracias a eso ha mejorado su calidad D. vida y L. D. su familia al igual que continuar invirtiendo en su negocio.
Y estos son los nombres y las actividades que realizan cada uno D. los integrantes del grupo huamuchapa.
Celia C. L.-venta d maíz
Aurelia teresa C.-venta D. maíz
Llanet Flórez C.-tienda D. abarrotes
Martimiana C. caciana-venta D. carne
Bulmara R. Ramírez-tienda D. abarrotes
MariceL. A. R.-venta D. pescados
Florencia C. R.-venta D. pollos
Anabel L. C.-vente D. pollos
Silvia C. V.-frutería
María S. G.-frutería
Esperanza D. L. P. L.-tienda D. abarrotes

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 25
    View loans »
    Mexico Loans Fundraising
  • $17,886,650
    Funds lent in using Kiva
  • 12.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Huamuchapa Group's $3,575 loan helped a member silvia invested her loan in buying more merchandise such as: apples, bananas, oranges, tomatoes, chili peppers, onions, potatoes, carrots, cucumbers, lettuce.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 21, 2011
Listed
Jan 29, 2011
Currency Exchange Loss:
Possible
Ended:
Jun 15, 2011